PET INSURANCE
Pet Insurance for Dogs and Cats
Explore flexible pet insurance options designed to help
with eligible accidents, illnesses, emergency vet visits,
prescription medications, and more.
Pet insurance makes vet care more affordable
Pet insurance can help manage eligible costs when your dog or cat gets sick or injured. Optional wellness coverage may also help with routine preventive care.
Explore coverage for accidents, illnesses, diagnostic testing and more.
Accidents
Coverage that can help when your pet is unexpectedly injured.
- Emergency vet visits
- Hospital stays
- Cuts & scratches
- Swallowed objects
- Broken teeth
- Broken bones
- Bite wounds
- Poisoning
- Online vet visits
Illnesses
Help with eligible veterinary care when your pet becomes sick.
- Sick visits
- Vomiting & diarrhea
- Skin & ear infections
- Cancer treatment
- Dental & gum disease
- Allergies
- Arthritis
- Cherry eye
- Breed-specific issues
Tests & Diagnostics
Coverage for eligible testing, treatment and care from diagnosis to recovery.
- X-rays & CT scans
- Physical therapy
- Surgeries
- Ultrasounds
- Laboratory tests
- Acupuncture & chiropractic care
- Treatment for aggression & separation anxiety
- Name-brand prescription medications
Pet Insurance FAQs
Find answers to common pet insurance questions.
How does pet insurance work?
Pet insurance helps reimburse eligible veterinary expenses for covered accidents and illnesses. You typically pay the veterinarian, submit a claim and receive reimbursement based on your policy's deductible, reimbursement rate and coverage terms.
Does pet insurance cover pre-existing conditions?
Pet insurance generally does not cover conditions that existed before coverage began. Policy definitions and eligibility can vary, so it is important to review the terms of your pet insurance policy.
What does pet insurance cover?
Coverage may include eligible expenses related to accidents, illnesses, emergency veterinary care, diagnostic testing, surgery, prescription medications and other covered treatments. Exact benefits depend on the policy.
What is a waiting period in pet insurance?
A waiting period is the amount of time after your policy begins before certain coverage becomes effective. Waiting periods may differ depending on the type of condition or benefit.
Can I choose my own veterinarian?
Many pet insurance policies allow you to visit any licensed veterinarian rather than requiring you to use a specific network. Always review your policy for applicable requirements.
How much does pet insurance cost?
Pet insurance premiums can vary based on factors such as your pet's age, breed, location and the coverage options you select. Deductibles and reimbursement levels can also affect the cost.
At what age should I get pet insurance?
Many pet owners consider coverage while their pet is young and healthy because conditions that develop before enrollment may later be considered pre-existing. Eligibility and age requirements vary by policy.
How do I get a pet insurance quote?
You can request a pet insurance quote through Everpoint. We partner with Fetch Pet Insurance to help pet owners explore available coverage and pricing for their dogs and cats.
