ATV INSURANCE
Adventure Is Better When You’re Protected
ATV insurance helps protect you, your machine, and your riding adventures from unexpected accidents, damage, and liability claims.
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ATV INSURANCE
Adventure Is Better When You’re Protected
ATV insurance helps protect you, your machine, and your riding adventures from unexpected accidents, damage, and liability claims.
Reliable Coverage for Every Ride
Explore ATV insurance options that help keep you covered on any terrain.
Liability Protection
Helps cover costs if you injure someone or damage their property while riding.
Physical Damage
Helps pay to repair or replace your ATV if it’s damaged from a covered event.
Medical Payments
Helps cover medical expenses for you and your passengers after an accident.
Equipment & Accessory
Coverage for accessories, custom parts, and gear you’ve added to your ATV.
Coverage Built for Off-Road Life
Whether you ride for fun, work, or everything in between, ATV insurance can help protect your machine and your finances.
✓ Coverage for trails, private property & more
✓ Options for recreational or utility ATVs
✓ Flexible plans to fit your needs and budget
ATV Insurance Coverage Options
Build your policy with coverage that fits the way you ride.
Bodily Injury Liability
Helps cover injuries you cause to others.
Property Damage Liability
Helps cover damage you cause to someone else’s property.
Collision Coverage
Helps pay to repair or replace your ATV after a collision.
Ready to Protect Your Ride?
Compare ATV insurance quotes from top-rated carriers and find the right coverage for your adventures.
ATV Insurance Coverage Options
ATV insurance requirements can vary by state, location, and how the ATV is used. Even when it is not legally required, coverage can help protect you from accidents, damage, theft, and liability claims.
Coverage depends on the carrier and policy selected. Some policies may cover recreational use on approved trails, private land, or off-road areas, but restrictions may apply based on where and how the ATV is used.
ATV insurance cost may depend on the ATV type, value, usage, location, rider history, selected coverage, deductible, and whether you add options like accessory coverage or roadside assistance.
Some ATV policies may include coverage related to passenger injuries, depending on the carrier, policy terms, and how the ATV is being used. It is important to review the policy details before riding with passengers.
Yes, some carriers may offer coverage for custom or modified ATVs. You may need to provide details about upgrades, accessories, custom parts, or added equipment so the right coverage options can be reviewed.