BOAT & WATERCRAFT INSURANCE
Boat & Watercraft Insurance
Compare insurance options for boats, jet skis, pontoons, sailboats, and other watercraft to help protect you, your passengers, and your investment.
Or speak with a licensed insurance agent: 1-716-349-4429 (TTY: 711)
BOAT & WATERCRAFT INSURANCE
Boat & Watercraft Insurance
Compare insurance options for boats, jet skis, pontoons, sailboats, and other watercraft to help protect you, your passengers, and your investment.
Coverage for Every Adventure on the Water
Whether you enjoy fishing, cruising, watersports, or relaxing on the lake, Everpoint Insurance Agency can help you compare coverage options that fit your watercraft and your lifestyle.
Boats
Coverage options for fishing boats, speedboats, pontoons, deck boats, and more.
Personal Watercraft (PWC)
Coverage options for jet skis and personal watercraft.
Sailboats & Other Watercraft
Coverage options for sailboats, canoes, kayaks, and other watercraft.
Boat Insurance Coverage Built for Peace of Mind
Time on the water should be about fun, not worry. Boat insurance can help protect your boat, motor, equipment, and accessories from unexpected accidents, theft, storms, and other covered losses.
At Everpoint Insurance Agency, we help boat owners compare insurance options from available carriers so you can get the right coverage for your watercraft, how you use it, and where you go.
What Can Boat Insurance Help Cover?
Boat insurance coverage can vary by state, carrier, boat type, usage, and policy selection. Depending on your needs, your policy may include several types of protection.
Boat & Watercraft Coverage Options
Boat insurance coverage options may include:
Liability Coverage
Helps cover injury or property damage you may cause to others while operating your boat.
Collision Coverage
Helps pay for damage to your boat after a covered accident, subject to your deductible.
Comprehensive Coverage
Helps protect your boat from theft, fire, vandalism, storms, and other non-collision events.
Medical Payments
Helps cover eligible medical expenses for you and your passengers after an accident.
Uninsured / Underinsured Boater Protection
Helps protect you if you’re involved in an accident with an uninsured or underinsured boater.
Towing & Assistance
Helps with towing, on-water assistance, fuel delivery, jump starts, and more.
Equipment & Accessories Coverage
Helps protect eligible fishing gear, electronics, and other equipment on board.
Personal Effects Coverage
May help cover personal items such as clothing, coolers, and other belongings on board.
Ready to Protect Your Time on the Water?
Start your quote request online and let Everpoint Insurance Agency help you review coverage options that fit your boat, watercraft, and lifestyle.
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Boat & Watercraft Insurance FAQs
Everpoint Insurance Agency can help compare coverage options for boats, jet skis, pontoons, sailboats, fishing boats, and other eligible watercraft, depending on carrier availability.
Some boat insurance policies may offer coverage for eligible fishing equipment, boating gear, and accessories, depending on the carrier and policy selection.
Boat insurance requirements can vary by state, lender, marina, and type of watercraft. Even when it is not required, coverage may help protect you from accidents, damage, theft, and liability claims.
Towing and assistance may be available depending on the carrier and policy. This can help with on-water assistance, towing, fuel delivery, or other covered boating emergencies.
Boat liability insurance may help cover injury or property damage you cause to others while operating your boat or watercraft, subject to the terms and limits of your policy.